Lending Profile

RBC Builder Finance targets reputable, professional homebuilders who are active and successful in strong, growing markets. Generally, a typical borrower has the following:

• Annual starts ranging from 50 to 2,500 houses, constructing homes in multiple subdivisions in metropolitan areas.
• A minimum of three years of experience with a proven track record.
• Construction and sales expertise.
• An acceptable personal and/or corporate financial statement and a satisfactory credit history.

The company identifies housing markets nationwide that exhibit characteristics that provide an opportunity to successfully market its products and services. Factors that influence which markets to enter include:

• Favorable demographic trends - determined by population growth, age and income of population, percentage of people with qualifying incomes and the population of home-buying age.
• Favorable housing market - based on inventory status and absorption history.
• Favorable economic indicators - particularly job growth, unemployment levels, economic growth and income per capita.

Please click on a state to see the corresponding RBC Builder Finance contact.

Click on a city below to see information for that RBC Builder Finance office.
Phoenix, AZ Los Angeles, CA Sacramento, CA San Diego, CA San Francisco, CA Denver, CO Boca Raton, FL Jacksonville, FL Orlando, FL Tampa, FL Atlanta, GA Boise, ID Chicago, IL Maryland, MD Chapel Hill, NC Charlotte, NC Greensboro, NC	Kitty Hawk, NC Raleigh, NC Smithfield, NC Wilmington, NC Albuquerque, NM Las Vegas, NV Columbus, OH Portland, OR Pittsburgh, PA Columbia, SC Dallas, TX Houston, TX Salt Lake City, UT Newport News, VA Norfolk, VA Washington DC Seattle, WA